Test Bank For Health The Basics 11th Edition by Rebecca J. Donatelle

Test Bank For Health The Basics 11th Edition by Rebecca J. Donatelle

Health: The Basics, 11e (Donatelle)

Chapter 1a Focus On: Improving Your Financial Health

1) In wealthy, developed countries, the relationship between socioeconomic status and obesity tends to be

A) direct.

B) reverse.

C) inverse.

D) nonexistent.

Answer: C

Diff: 2 Page Ref: 50

Skill: Understanding

Section: The Links between Health and Wealth

Learning Outcome: 1a.1

2) Carrying extra weight is a major risk factor for which of the following diseases?

A) Stroke

B) HIV/AIDS

C) Pneumonia

D) Rheumatism

Answer: A

Diff: 1 Page Ref: 50

Skill: Remembering

Section: The Links between Health and Wealth

Learning Outcome: 1a.1

3) Which of the following countries demonstrates the link between high GDP per capita and long life expectancy?

A) Brazil

B) Japan

C) Russia

D) Mexico

Answer: B

Diff: 2 Page Ref: 51

Skill: Analyzing

Section: The Links between Health and Wealth

Learning Outcome: 1a.1

4) A principal reason for making a budget is to

A) earn more money.

B) pay bills on time.

C) qualify for a bank loan.

D) know how much you can afford to spend.

Answer: D

Diff: 1 Page Ref: 52

Skill: Understanding

Section: Making a Budget

Learning Outcome: 1a.2

5) All of the following qualify as budget expenses EXCEPT

A) rent payments.

B) utility payments.

C) insurance premiums.

D) stipends from relatives.

Answer: D

Diff: 1 Page Ref: 52

Skill: Understanding

Section: Making a Budget

Learning Outcome: 1a.2

6) When you earn more than you spend, you have a budget

A) surplus.

B) deficit.

C) shortfall.

D) liability.

Answer: A

Diff: 1 Page Ref: 52

Skill: Remembering

Section: Making a Budget

Learning Outcome: 1a.2

7) Discretionary spending is the opposite of

A) excess spending.

B) necessary spending.

C) entitlement spending.

D) recreational spending.

Answer: B

Diff: 2 Page Ref: 52

Skill: Understanding

Section: Making a Budget

Learning Outcome: 1a.2

8) Which of the following is a good way to cut spending and keep to your budget?

A) Drive more rather than taking the bus.

B) Eat out rather than cooking at home.

C) Use cash rather than credit cards.

D) Don’t text on wifi networks.

Answer: C

Diff: 3 Page Ref: 53

Skill: Applying

Section: Making a Budget

Learning Outcome: 1a.2

9) George earns a good salary and rents an apartment that is within his means. Yet every month, he runs short of money. What should he do?

A) Set budget goals to clarify his situation

B) Track his income to find out why he doesn’t have enough money

C) Track his expenses to figure out why his spending exceeds his income

D) Take out a loan to make sure he has money left over at the end of the month

Answer: C

Diff: 3 Page Ref: 52

Skill: Applying

Section: Making a Budget

Learning Outcome: 1a.2

10) Juana is a junior in college and receives scholarship funds at the beginning of each semester. In the past, this money has been sufficient to cover her costs each term. But this fall she ran out of money before the term was over. What can she do to make sure she doesn’t run out in the future?

A) Create a budget to help her smooth out her spending and avoid surprises

B) Drop one of her classes and get a job to add to her income

C) Request a cost of living increase in her scholarship funds

D) Track her income to see where the money is going

Answer: A

Diff: 4 Page Ref: 52

Skill: Applying

Section: Making a Budget

Learning Outcome: 1a.2